VA Loans

In-house underwriting of VA loans makes the process faster and easier!

With our approval from the Veterans Administration to provide in-house underwriting, our underwriters have the authority to make decisions without delay—the approval process starts and ends right here in our office. 

VA loans are a great solution for eligible current and past members of the active duty military and reserves. These loans require no or low down payments and offer flexible underwriting guidelines to make purchasing a home much easier for those who deserve it the most—our veterans!

Features of VA Loans:

  • No Down Payment 100% Financing Available.

  • Current Basic Entitlement Amount is $36,000.

  • Conventional and Adjustable Rate Loan amounts up to $453,100.

  • No Mortgage Insurance Required.

  • No Pre-Payment Penalty.

  • PMA allows you to finance VA funding fee.

  • Unlimited seller contribution to buyer’s closing costs.

  • Gift funds allowed.

  • Lower Closing Costs.

  • Perfect for veterans with limited credit history or income limitations.

 

For more information about VA mortgages, contact us.

Buyer must qualify. Contact for full program details.